14th September 2017
An interesting decision from the High Court indicates that clients with a Personal Injury Trust must provide whatever proof the council requests to support an application for Council Tax Reduction/Support.
Ian has been involved in the financial aspects of personal injury claims since the early 1990’s. He cut his teeth in the world of forensic accounting, investigating high value claims and developing experience as an expert witness.
During this time, Ian became involved with the development of structured settlements, gaining significant practical knowledge. Ian wanted to take this further than he could within the confines of an accountant’s role, and qualified as a financial adviser in 1998.
He has been providing independent financial advice to recipients of personal injury damages ever since, and has built up a wealth of experience in shaping plans to meet their particular needs.
Ian has also continued to provide expert evidence, specifically on the form of an award for future losses. Ian has worked closely with his colleague Richard Cropper since 2005, and their work has been instrumental in developing case law on the emerging periodical payments regime, including the topics of indexation, security, taxation and the problems caused by the Roberts -v- Johnstone approach to future accommodation costs.
Ian and Richard were also on the panel of experts appointed to advise the Ministry of Justice on the discount rate used in personal injury awards.
Ian Gunn and his team at PFP have been looking after our daughter's investments since 2006. In that time, the services provided to us have been excellent. We have received a comprehensive, professional and honest service with a helpful, personal, friendly touch.
There would be no hesitation, from us, in recommending PFP to anyone who is looking for expert advice and guidance, who are in the same situation as us.
For the last fifteen years PFP have been advising us as trustees about our son's medical negligence award. Not only this, but they have also assisted us greatly on any benefits and allowances that our son can claim. Without exception we have always been treated with the best possible care.
I specialise in Court of Protection and Personal Injury Trust matters. I act as a Financial Deputy and Trustee in numerous matters. Most of them involve very substantial investments. I have dealt with PFP on various cases over the years, and continue to do so. My main contacts are Ian Gunn and Richard Cropper (as well as Joanne Moores for Welfare Benefits Advice).
I have always been very pleased with the services provided by PFP. Based upon my experience of dealing with them, I have always found PFP to be very professional and helpful in their approach and service
Claims for damages for future loss in catastrophic injury cases regularly throw up a variety of difficult questions relating to lump sum assessment, discount rates and periodical payments etc. Solicitors who have taken the opportunity to engage PFP know that they will be receiving the very best advice on these topics. Richard Cropper and Ian Gunn can be relied upon to provide careful reports, combining accurate analysis with insight which always adds value and not uncommonly serves to identify, and then solve, potential problems before they cause real difficulty.
I have worked alongside Ian Gunn for many years and have found him very professional and trustworthy and have no hesitation in recommending him as an advisor to my clients, the majority of whom have suffered life changing injuries and require very careful management of their award - from the creation of special needs/personal injury trusts to investment. Always approachable, clients have found him very clear in his advice and highly efficient in all aspects of the service which he provides.
From the time our Daughter received her damages award we have consulted PFP on all financial matters. We have been extremely pleased by the courteous, and professional advice provided by Ian Gunn and his team. Whatever the query we have found them very approachable always receiving a personal service in return, and we would have no hesitation in recommending them to other parties.
I have worked with Richard Cropper and Ian Gunn ever since they set up PFP, many years ago.
I have always found them extraordinarily easy to work alongside, because they combine great expertise and knowledge with a deep commitment to helping us achieve the right result, and sort out any problems which may arise.